Asset Management
Managing liquidity and margins
In an environment of uncertain economic outlook, rising interest rate-risks and balance sheet complexity, and rising regulatory scrutiny, effective asset-liability management is vital.
Financial institutions are seeking to develop and implement forward-thinking strategies based on an assessment of the current balance sheet. Each institution has a distinct balance sheet and interest-rate risk profile, requiring its unique strategies to meet management objectives.
Funds transfer pricing (FTP) underpins the interest margin and profitability results, and thus, has a significant impact on business unit performance measurement and business behavior.
Solutions from StraitsBridge
We assist CXOs and their organizations to achieve effective asset-liability management through a comprehensive offering that includes assessment, solution development and implementation of:
- ALM unit roles and responsibilities Develop framework to establish responsibility for the ALM unit to allow seamless working between the Treasury and Chief Financial Officer functions
- Interest rate risk Develop framework for interest rate risk management and economic value measurement through implementing best practices in the context of clients’ organizations
- Funds transfer pricing (FTP) Assess and establish a robust framework commensurate with market dynamics and the organization’s objectives
- Discretionary investment portfolios Develop formal policies and processes for management of the bank’s discretionary investments
- Systems Develop the roadmap for the organization to leverage legacy systems to manage different aspects of the balance sheet (liquidity risk, interest rate risk, etc.) and explore new technologies for a more integrated approach